Privacy Policy

Swati Garg, LLC – Your Mindset is Your Pal

Privacy Notice

Last Updated: October 21, 2022

This Privacy Notice (“Privacy Notice”) describes how Swati Garg LLC, and Your Mindset Is Your Pal, a product under the Swati Garg LLC brand, and our subsidiaries and affiliates (hereinafter, variously “Swati Garg LLC”, “Company”, “we”, “us”, or “our”) collects and uses information about you when providing Services. It is our policy to respect your privacy and the privacy of your personally identifiable information whenever you interact with us.

By using https://Swatigarg.com or http://www.ymiyp.com you confirm you have agreed to the Terms of Service located at http://www.ymiyp.com/terms-of-use/ (“Terms of Service”) and read and understood this Privacy Notice and our Cookie Policy located at http://www.ymiyp.com/cookie-policy/ (“Cookie Policy”). If you don’t want us to collect or process your personal information in the ways described in this policy, please don’t use the Services. We are not responsible for the content or the privacy policies or practices of any of our members, or third-party websites and apps. We take the privacy of users very seriously, and we will not use or share personal information in ways unrelated to those described in this Privacy Notice.

General Information

We recognize that we will have different interactions with different types of users. Since we are engaging in a commercial enterprise, we will have both users who may be merchants as well as end users/buyers. Our ability to interact and communicate with you will be dependent on your role in relation to our Services. When we refer to “Users”, we mean our customers who visit our sites and who may choose to sign up for our newsletter or participate in surveys. The users, visitors and customers of our Users’ sites or applications are referred to herein as “End Users”.

Swati Garg LLC uses cookies and similar technologies to give you a better experience, enabling things like:

basic site functions
ensuring secure, safe transactions
secure account login
remembering account, browser, and regional preferences
remembering privacy and security settings
analyzing site traffic and usage
personalized search, content, and recommendations
helping sellers understand their audience
showing relevant, targeted ads

Some of the technologies we use are necessary for critical functions like security and site integrity, account authentication, security and privacy preferences, internal site usage and maintenance data, and to make the site work correctly for browsing and transactions.

Types Of Information We Collect

In the course of providing our Services, we collect or receive your personal information in a few different ways. We obtain the categories of personal information listed below from the following sources: directly from you, for example, from forms you complete or during registration; indirectly from you based on your activity and interaction with our Services, or from the device or browser you use to access the Services; from our vendors and suppliers that help provide our services you may interact with (such as, for example, for payments or customer support), and from our third party advertising and marketing partners. Often, you choose what information to provide, but sometimes we require certain information to provide you the Services. For instance, if you choose to sign up for our newsletter, we will collect your email to fulfill your subscription request. In addition, we collect analytic data about site traffic for business operational purposes.

Context	Types of Data	Primary Purpose for Collection and Use of Data
Cookies and first party tracking	We use cookies and clear GIFs. “Cookies” are small pieces of information that a website sends to a computer’s hard drive while a web site is viewed. See our Cookie Policy for more information.	We have a legitimate interest in making our Sites and Services operate efficiently.
Cookies and Third Party Tracking	We participate in behavior-based advertising, this means that a third party uses technology (e.g., a cookie) to collect information about your use of our Sites and Services so that they can provide advertising about products and services tailored to your interests on our Sites, Services or on other websites.	We have a legitimate interest in engaging in behavior-based advertising and capturing website analytics.
Newsletter	When you sign up for our newsletter, we collect your email address or postal address.	We need your email to fulfill your subscription request and provide the newsletter to you.
Account Setup and Maintenance	When you create and utilize an account with us, we require certain types of information that will allow us to create your account such as name, address, payment type.	When you create and utilize an account with us, we require information for identification validation, payment and transaction activity and other Services.
Surveys	When you participate in a survey, we collect information that you provide through the survey.	We have a legitimate interest in understanding your opinions and collecting information relevant to our organization.

Our Use Of Your Information

To use the Services, you will need to submit information which will allow us to verify your identity, communicate with you, process transactions, promotions, improve user experience, improve products, fulfill newsletter subscriptions and provide the services requested.

We use analytic data to analyze and learn about how the sites are accessed and used, evaluate, and improve our Services (including by developing new products and services and managing our communications) and monitor and measure the effectiveness of our advertising. We usually do this based on anonymous, pseudonymized or aggregated information which does not focus on you individually.

The information collected may vary depending on the services selected, however, our commitment to safely and securely using your information remains the same.

Sharing Of Information

We respect your privacy. We will not disclose your name, email address, or other personal information to third parties without your consent, except as specified in this policy.

Legal Bases

When you access or use the Services, we collect, use, share, and otherwise process your personal information for the purposes described in this policy. We rely on a number of legal bases to use your information in these ways. These legal bases include where:

Necessary to perform the contractual obligations in our Terms of Use and in order to provide the Services to you;
You have consented to the processing, which you can revoke at any time;
Necessary to comply with a legal or regulatory obligation, a court order, or to exercise or defend any impending or asserted legal claims;
Necessary for the purposes of our or a third party’s legitimate interests, such as those of visitors, members, or partners (described in more detail below);
You have expressly made the information public;
Necessary in the public interest, such as to prevent crime; and
Occasionally necessary to protect your vital interests or those of others (in rare cases where we may need to share information to prevent loss of life or personal injury).

We principally rely on consent (which can be withdrawn at anytime) (i) to send marketing messages, (ii) for third-party data sharing related to advertising, and, to the extent applicable, (iii) for the use of location data for advertising purposes.

Our Legitimate Interests

Where we process your information on the basis of legitimate interests, we do so as follows:

Providing and Improving our Services: We use your information to improve and customize our Services, including sharing your information for such purposes, and we do so as it is necessary to pursue our legitimate interests of improving our Services for our users. This is also necessary to enable us to pursue our legitimate interests in understanding how our Services are being used, and to explore and unlock ways to develop and grow our business. It is also necessary to allow us to pursue our legitimate interests in improving our Services, efficiency, interest in Services for users, and obtaining insights into usage patterns of our Services. As a core part of our Services, we have a legitimate interest in customizing your on-site experience to help you search for and discover relevant items and recommended purchases, including using this information to help sellers find the best ways to market and sell their products.

Providing Marketing Communications: We rely on our legitimate interest to send you marketing messages (where permitted independent of consent) and for advertising programs.

Keeping our Services Safe and Secure: We use your information for safety and security purposes, which can include sharing your information for such purposes, and we do so because it is necessary to pursue our legitimate interests or those of a third party in ensuring the security of our Services, preventing harm to individuals or property, or crime, enforcing or defending legal rights, or preventing damage to our systems, or those of our users or our partners. This includes enhancing protection of our community against spam, harassment, intellectual property infringement, crime, fraud and security risks of all kinds. We use your information to provide and improve the Services, for billing and payments, for identification and authentication, and for general research and aggregate reporting.

Site Customization: We may learn about the types of products that you’re interested in from your browsing and purchasing behavior on (and off) the Site or Apps and use such information to suggest potential purchases as a result. As a core part of our Services, we have a legitimate interest in customizing your on-site experience to help you search for and discover relevant items and recommended purchases, including using this information to help sellers find the best ways to market and sell their products.

Legal and Safety: We may also retain, preserve, or release your personal information to a third party in the following limited circumstances: in response to lawful requests by public authorities, including to meet legitimate national security or law enforcement requirements; to protect, establish, or exercise our legal rights or defend against impending or asserted legal claims, including to collect a debt, or a material violation of our policies (including our Intellectual Property Policy); to comply with a subpoena, court order, legal process, regulation, or other legal requirement; or when we believe in good faith that such disclosure is reasonably necessary to comply with the law, prevent imminent physical harm or financial loss, or investigate, prevent, or take action regarding illegal activities, suspected fraud, threats to our rights or property. It may also be necessary in the public interest (such as to prevent crime or fraud) or to protect vital interests (in rare cases where we may need to share information to prevent loss of life or personal injury).

Aggregated Information: We may share demographic information with business partners, but unless otherwise stated, it will be aggregated and de-personalized so that personal information is not revealed.

Service Providers: We engage third-party companies and individuals (such as research companies, financial transaction providers such as PayPal and analytics and security providers) to help us operate, provide, and market the Services. These third parties have only limited access to your information, may use your information only to perform these tasks on our behalf, and are obligated to not disclose or use your information for other purposes. Our engagement of service providers is often necessary for us to provide the Services to you, particularly where such companies play important roles like helping us keep our Service operating and secure. In some other cases, these service providers aren’t strictly necessary for us to provide the Services, but help us make it better, like by helping us conduct research into how we could better serve our users. In these latter cases, we have a legitimate interest in working with service providers to make our Services better.

How We Protect Personal Information

While no service is completely secure, we are dedicated to keeping information safe from alteration, disclosure and/or destruction of information we hold. Swati Garg LLC has adopted appropriate physical, electronic and managerial procedures to safeguard and secure the personal information we process. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and after it is received, for example encryption is used for certain information (such as credit card numbers) using TLS (transport layer security).

Your account information is protected by a password. It is important that you protect against unauthorized access to your account and information by choosing your password carefully and by keeping your password and computer secure, such as by signing out after using the Services.

Unfortunately, no method of transmission over the internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your personal information, we cannot guarantee its absolute security.

How We Retain Your Personal Information

We will retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. For example, we will retain your information for as long as your account is active or as needed to provide the Services to you. If you no longer want us to use your information to provide the Services to you, you may close your account. We will retain and use your information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your information to comply with applicable tax/revenue laws), resolve disputes, enforce our agreements, and as otherwise described in this policy. Please note that closing your account may not free up your email address, username, or shop name (if any) for reuse on a new account. We also retain log files for internal analysis purposes. These log files are generally retained for a brief period of time, except in cases where they are used for site safety and security, to improve site functionality, or we are legally obligated to retain them for longer time periods.

Please note that in the course of providing our services, we collect and maintain aggregated, anonymized, or de-personalized information which we may retain indefinitely.

Your Rights

Certain privacy laws around the world, including the European General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), provide users with rights related to their personal information. Consistent with those laws, Swati Garg LLC gives you the choice of accessing, editing, or removing certain information, as well as choices about how we contact you. You may change or correct your account information through your account settings. You may also remove certain optional information that you no longer wish to be publicly visible through the Services, such as your name. You can also request to permanently close your account and delete your personal information. Depending on your location, you may also benefit from a number of rights with respect to your information. While some of these rights apply generally, certain rights apply in limited cases.

Right to Access & Portability: You can access certain personal information associated with your account by visiting your account privacy settings. You can request a copy of your personal information in an easily accessible format and information explaining how that information is used.
Right to Correction: You have the right to request that we rectify inaccurate information about you. By visiting your account settings, you can correct and change certain personal information associated with your account.
Right to Restrict Processing: In certain cases where we process your information, you may also have the right to restrict or limit the ways in which we use your personal information.
Right to Deletion: In certain circumstances, you have the right to request the deletion of your personal information, except information we are required to retain by law, regulation, or to protect the safety, security, and integrity of Swati Garg LLC.
Right to Object: If we process your information based on our legitimate interests as explained above, or in the public interest, you can object to this processing in certain circumstances. In such cases, we will cease processing your information unless we have compelling legitimate grounds to continue processing or where it is needed for legal reasons. Where we use your personal data for direct marketing purposes, you can object using the unsubscribe link in such communications or changing your account email settings.
Right to Withdraw Consent: Where we rely on consent, you can choose to withdraw your consent to our processing of your information using specific features provided to enable you to withdraw consent, like an email unsubscribe link or your account privacy preferences. If you have consented to share your precise device location details but would no longer like to continue sharing that information with us, you can revoke your consent to the sharing of that information through the settings on your mobile device. This is without prejudice to your right to generally permanently close your account and delete your personal information.

The CCPA provides California residents with the following additional rights:

Right to Know: California residents may request disclosure of the specific pieces and/or categories of personal information that the business has collected about them, the categories of sources for that personal information, the business or commercial purposes for collecting the information, the categories of personal information that we have disclosed, and the categories of third parties with which the information was shared.
Right to Opt Out of the “Sale” of Personal Information: We do not “sell” personal information as that term is traditionally understood; however, our use of third-party tracking technologies for interest-based advertising may be considered a “sale” of personal data under California law.

If you would like to manage, change, limit, or delete your personal information, you can do so via your account settings.

Limiting use of, or deleting, your personal information may impact features and uses that rely on that information. However, we will not discriminate against you for exercising any of your rights, including otherwise denying you goods or services, providing you with a different level or quality of services, or charging you different prices or rates for services.

Other Important Information

The following additional information relates to our privacy practices:

Third Party Applications/Websites. We have no control over the privacy practices of websites or applications that we do not own.

Children. Our Terms of Service require all account owners to be at least 18 years of age. Minors under 18 years of age and at least 13 years of age are permitted to use Swati Garg LLC’s Services only if they have permission and direct supervision by the owner of the account. Children under age 13 are not permitted to use the Services. You are responsible for any and all account activity conducted by a minor on your account. We do not knowingly “sell,” as that term is defined under applicable law, including the California Consumer Privacy Act, the personal information of minors. Consistent with the Federal Children’s Online Privacy Protection Act of 1998 (“COPPA”), we will not knowingly request or collect personal information from any child under age 13 and will delete upon notification.

Changes To This Privacy Notice. We may change our Privacy Notice and practices over time to reflect changes in technology, law, our business operations, or any other reason we determine is necessary or appropriate. To the extent that our Privacy Notice changes in a material way, the policy that was in place at the time that you submitted personal information to us will generally govern that information unless we receive your consent to the new Privacy Notice. When we make updates, we will update the ‘Last Updated’ date above and we encourage you to check back periodically to review this Privacy Notice for any changes since your last visit. This will help ensure you better understand your relationship with us, including the ways we process your personal information.

Accessibility. If you are visually impaired, you may access this notice through your browser’s audio reader.

Contact Information

If you have any questions, comments, or complaints concerning our privacy practices please contact us at ymiyp@swatigarg.com or 312-774-6350. We will attempt to respond to your requests and to provide you with additional privacy-related information.